Is car insurance mandatory in Saudi Arabia?

Yes. Third-party liability cover is the legal minimum for every vehicle driven in the Kingdom, and a valid policy is required to renew your Istimara (vehicle registration). Driving without it exposes you to traffic fines and to personal liability for any damage you cause.

What is the difference between third-party and comprehensive insurance?

Third-party liability covers damage and injury you cause to other people and their property. It pays nothing towards your own vehicle. Comprehensive covers your own car as well, including accident repair, fire, theft without negligence, and natural events such as floods and hail, and it includes third-party liability by default.

How is my car insurance price calculated?

Insurers weigh your age and driving experience, your claims and violations history, the make, model, and year of your vehicle, where you live, the coverage level you pick, and your deductible. Because each insurer weighs these differently, the same driver can receive very different quotes, which is why comparing matters.

How does the No-Claims Discount work?

The No-Claims Discount rewards claim-free years with a lower premium, typically ranging from 10% to 50% based on how many consecutive claim-free years you have. Ananas checks your history against official records and applies any discount you qualify for automatically, so there is nothing for you to claim manually.

How does comparing insurance offers on Ananas work?

Insurance companies present their offers on Ananas, where you can compare available prices, essential coverage, free benefits, and optional extras to choose the offer that suits you.

How quickly is my policy issued?

Immediately after successful payment. Your policy document is emailed to you, appears under My Account, and is registered electronically with the National Information Center, so it is visible to the traffic authorities without any further action from you.

What documents do I need to get a quote?

For a vehicle policy you normally need only your National ID or Iqama number and either your sequence number or the vehicle's custom card number. We retrieve the vehicle and driver details from official records, so there is nothing to scan or upload.

Who needs medical malpractice insurance in Saudi Arabia?

Medical malpractice cover is a professional requirement for many licensed healthcare practitioners, including physicians across specialties, dentists, nurses, pharmacists, and various technicians. Requirements vary by specialty and employer, so confirm your obligation with your licensing body or workplace.

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